Free Car Insurance Quotes & Advice

I’m going to be totally honest; it’s no secret that women get better rates than men. It’s due to a few factors, but, generally speaking, men tend to be involved in more severe motor-vehicle accidents, whereas women usually only have fender benders or less severe motor-vehicle accidents. This is one of the main reasons women’s car insurance rates are more likely to be lower than men’s.

Here are a few easy ways that women can save even more when it comes to car insurance:

Easy Way 1 – Shop Around

Beating a dead horse, I know, but you’d be surprised to know that many of today’s consumers aren’t taking advantage of the simple art of shopping around. One of the easiest ways this can be done is through utilizing the internet. Within a few short minutes of using the internet as a tool, you can receive free car insurance quotes from top providers and ultimately find the right policy at the right price.

Easy Way 2 – Adjust Your Deductible

If you’re looking to save on your annual car insurance rate, you always have the option of increasing your deductable. A deductable is the amount you as a policyholder must pay for a claim before your insurance will pay. For example, if you were in a motor-vehicle accident you would pay for the damages up until a certain deductible. For a $500 dollar deductable, you would pay for the damages up to $500 dollars, everything thereafter, in most cases, would be covered by your insurance. Most deductibles are anywhere from $250 to $500 dollars, and by opting for a higher deductable, you can typically lower your annual rate.

Easy Way 3 – Get the Discounts You Deserve

Many car insurance providers offer discounts which can add-up to significant savings. One of the best ways to obtain a discount is to simply ask your agent which discounts are available and if you’re eligible to receive them. Some of these discounts are: good driver discount, good student discount, and car feature discounts, such as antilock brakes. You can even obtain discounts by bundling your home and auto insurance under one provider.

A great way to find cheap car insurance for women is to simply get a Free Online Car Insurance Quote from some of the top car insurance providers. It’s quick, easy, free, and, best of all, you’ll be done in minutes, not hours.